How COBRA Works
Did you recently leave a job and lose your healthcare benefits? If so, you might have gotten a COBRA notice. The COBRA notice will spell out your rights to remain on your former employer’s health plan for 18 months (longer…
Short Term Health Plans
Healthcare.gov (Obamacare) plans are designed to cover pre-existing conditions with no waiting period. That sounds great, but why should you pay to cover pre-existing conditions that you don’t have? A one year, short term health plan, can save you and…
The $3000 per Month Family Health Insurance Premium
A new phenomenon has reared its ugly head with some small group health insurance renewals in TN. I’m talking about a nearly $3000 per month premium for family coverage. I have run into several people who are actually paying $2700/month…
Independent Insurance Agent
How do you get the lowest price on life insurance? By being told all of your options and by applying to the insurance company whose underwriting standards best fit your situation. At Rick Dixon Insurance as an independent insurance agent,…
Planning for a Special Needs Child
Long term financial and family planning for a special needs child and traditional planning will overlap in many ways. The basic goals of maximizing income, passing assets and wealth to your heirs and protecting those assets in the process are…
Life Insurance Agent, Brentwood, TN
If you’re looking for a life insurance agent in Brentwood, TN or the Nashville area, you probably want someone to give you honest, unfiltered advice. If he or she is an employee of an agency or company, unbiased information and…
Term VS Whole Life
You hear a lot of argument in the insurance community about what type of insurance you should have. In the term vs. whole life debate, which one wins? I have been telling people this for 20 years and I still…
Life Insurance and Marijuana use
If you are a casual Marijuana user, can you get life insurance? The simple answer is yes. Certain insurers have been issuing policies for many years to those that smoke pot. Even though several states have legalized marijuana use, that doesn’t mean…
Write it Down
Retirement Planning, Social Security, Guaranteed Income We can discuss a lot of theories and goals as they relate to retirement planning such as guaranteed income, maximizing Social Security, asset allocation, etc., but research shows that folks who put their retirement…
How to Fix Healthcare
There is truly no way to “fix” healthcare to satisfy everyone. The issue invariably becomes a political football and common sense gets lost as politicians spend most of their efforts preaching to their voting base rather than offering the necessary…