Is there value in seeking out a local insurance agent anymore? With the internet shrinking the country and even the world down to a web of instantaneous connections, we can lose sight of the value of a local perspective. We…
The answer to this question is it depends. But if you can, the savings can sometimes equal the salary of an average employee. Yes, I’ve seen reductions in the $40,000+ range, depending on group size. If you trade one company…
Over the past several weeks, with the country in “shutdown” mode that’s effected so many small businesses, we’ve seen quite a few requests to terminate or layoff employees. For the employee losing their job, it also usually means that they…
This letter indicates that this group of just 5 employees will receive a refund of excess premiums of $6,733.51. Do you have a small business? Do you want to provide group health insurance for your employees? Or maybe you already offer group health…
Is there a “best” term life insurance company, or a company with the best rates? Actually, if we run a quote for two people, different ages and different medical histories, the best company for each will likely be different. Do…
Have you ever tried to get a quote for services on the internet and before you could actually get some useful information, you were prompted for your email address, phone number, mother’s maiden name, etc.? I guess most companies want…
Lowering Health Insurance Premiums for Small Businesses Rick Dixon has been helping businesses navigate the confusing and expensive landscape of group health insurance since 1996. In his new book, “The 4 Actions A Small Business Owner Can Take To Lower…
Did you recently leave a job and lose your healthcare benefits? If so, you might have gotten a COBRA notice. The COBRA notice will spell out your rights to remain on your former employer’s health plan for 18 months (longer…
Healthcare.gov (Obamacare) plans are designed to cover pre-existing conditions with no waiting period. That sounds great, but why should you pay to cover pre-existing conditions that you don’t have? A one year, short term health plan, can save you and…
A new phenomenon has reared its ugly head with some small group health insurance renewals in TN. I’m talking about a nearly $3000 per month premium for family coverage. I have run into several people who are actually paying $2700/month…