Is there a “best” term life insurance company, or a company with the best rates? Actually, if we run a quote for two people, different ages and different medical histories, the best company for each will likely be different. Do…
Lowering Health Insurance Premiums for Small Businesses Rick Dixon has been helping businesses navigate the confusing and expensive landscape of group health insurance since 1996. In his new book, “The 4 Actions A Small Business Owner Can Take To Lower…
Healthcare.gov (Obamacare) plans are designed to cover pre-existing conditions with no waiting period. That sounds great, but why should you pay to cover pre-existing conditions that you don’t have? A one year, short term health plan, can save you and…
A new phenomenon has reared its ugly head with some small group health insurance renewals in TN. I’m talking about a nearly $3000 per month premium for family coverage. I have run into several people who are actually paying $2700/month…
How do you get the lowest price on life insurance? By being told all of your options and by applying to the insurance company whose underwriting standards best fit your situation. At Rick Dixon Insurance as an independent insurance agent,…
Long term financial and family planning for a special needs child and traditional planning will overlap in many ways. The basic goals of maximizing income, passing assets and wealth to your heirs and protecting those assets in the process are…
If you’re looking for a life insurance agent in Brentwood, TN or the Nashville area, you probably want someone to give you honest, unfiltered advice. If he or she is an employee of an agency or company, unbiased information and…
You hear a lot of argument in the insurance community about what type of insurance you should have. In the term vs. whole life debate, which one wins? I have been telling people this for 20 years and I still…
If you are a casual Marijuana user, can you get life insurance? The simple answer is yes. Certain insurers have been issuing policies for many years to those that smoke pot. Even though several states have legalized marijuana use, that doesn’t mean…
Retirement Planning, Social Security, Guaranteed Income We can discuss a lot of theories and goals as they relate to retirement planning such as guaranteed income, maximizing Social Security, asset allocation, etc., but research shows that folks who put their retirement…